Moomoo is a US-regulated stock and options broker (SEC and FINRA, SIPC protected), backed by Futu and also operating in Australia and other markets. Its welcome offer is free stock for funding an account, which you own outright subject to a short holding period. The realistic value depends on the funding tier you reach.
Risk warning: Trading carries a high risk of losing money, especially with leveraged products such as CFDs. A bonus does not reduce that risk. Only deposit what you can afford to lose.
Moomoo
New US Moomoo customers who deposit at least $500 and hold it can earn from $30 up to $1,000 in fractional NVDA stock on a tiered, deposit-and-hold basis.
Moomoo
Moomoo US gives a 3% Cash Coupon match (up to $600) on your first ACAT transfer of $1 to $20,000, paid in four quarterly installments and usable only to buy US stocks and ETFs in-app.
Moomoo
New U.S. Moomoo customers can earn 8.1% APY on up to $20,000 of uninvested cash for the first 60 days, combining the 3.35% base Cash Sweep rate with a one-time 4.75% booster coupon.
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Moomoo is the international trading platform of Futu Holdings Limited, a company listed on Nasdaq under the ticker FUTU. In the United States, accounts are carried by Moomoo Financial Inc., an SEC-registered broker-dealer and FINRA member (firm 283078) with SIPC protection, which covers securities customers up to $500,000 including $250,000 for cash claims.
Outside the US, Moomoo operates through separately licensed regional entities. Its Singapore entity holds a Capital Markets Services license from the MAS, and its Australian entity operates under an ASIC licence with client money in segregated trust accounts. Futu also runs licensed operations in Japan, Canada and Malaysia. Each entity publishes its own terms, so the account you open, the products you get and the bonus you are offered depend on where you live.
Futu Holdings reported 3.59 million funded accounts as of March 2026, up 34% year over year, and total client assets of roughly US$156 billion. Those are disclosures from an exchange-listed company's quarterly earnings, which puts Moomoo's parent among the larger digital brokers globally. The practical takeaway for bonus hunters is that this is an established, audited operator, not a promotional site that might disappear with your deposit.
In the US, Moomoo offers self-directed trading in stocks, ETFs and options. The platform is built around active-trader tooling: free Level 2 market data is available to accounts keeping a modest 30-day average balance, and the app includes charting, screeners and a large investor community.
Two features matter for newer users. Paper trading is free and does not require a funded account, running against live market data. And the Cash Sweep program pays interest on uninvested cash, with a base rate of 3.35% APY as of late 2025 and FDIC insurance through partner banks. Promotional boosters can raise that rate substantially for new customers for a limited period, but the boosted figure is temporary by design.
Moomoo's US welcome offer is deposit-tiered free stock. Under the terms published for January through August 2026, new customers who deposit at least $500 receive $30 of NVIDIA stock, rising through tiers of $100 of stock at $2,000 deposited, $200 at $10,000, $400 at $50,000 and $1,000 of stock at $100,000 deposited.
The catch is the maintenance requirement. To keep the reward you must hold average daily assets above your tier threshold for 60 consecutive days, and the two highest tiers add further windows of 120 and 180 days. Deposits must arrive by ACH, wire or instant transfer; brokerage transfers (ACATS) do not count toward the deposit tiers. The offer is limited to US residents who never funded a Moomoo account before the promotion window, one reward per person. The stock you receive is real stock that you own and can sell after the requirements are met.
Do not assume the US offer applies elsewhere. Moomoo Singapore's welcome campaign in mid-2026 advertised rewards worth up to S$1,200 through signup and deposit tasks, with rewards frozen until a minimum balance is maintained through the qualifying period. Moomoo Australia's promotion granted 5, 10 or 15 free shares for deposits of AUD 1,000, 3,000 or 8,000, with similar asset-maintenance conditions.
There is also a referral program, and it too varies by region; in the US it pays in platform points with a cap. Referral rewards are pocket money next to the deposit-tier offers; the deposit bonus is where the real value sits.
For US customers, free stock rewards are reportable income and Moomoo issues Form 1099 documents to US taxpayers with reportable activity; the broker does not give tax advice, so factor taxes into the real value of any bonus. The most common ways people lose a Moomoo bonus are predictable: they were not genuinely new customers, they funded via a transfer type that does not count, they opened multiple accounts, or they pulled money out before the 60 to 180 day maintenance windows finished.
Promotion windows change several times a year and the reward stock, tiers and boosted rates are all time-limited, so read the currently published terms on your regional Moomoo site before depositing. Judged realistically, the US offer returns roughly 1 to 6% of your deposit in stock depending on tier. That is a fair deal if you were going to fund a brokerage account anyway, and a poor reason to park money you need elsewhere.
Yes. US accounts are held with Moomoo Financial Inc., an SEC-registered broker-dealer, FINRA member (283078) and SIPC member. Singapore accounts sit under a MAS Capital Markets Services license and Australian accounts under an ASIC licence. The parent, Futu Holdings, is listed on Nasdaq as FUTU.
Under the terms published for January to August 2026, new customers receive NVIDIA stock scaled to their net deposit: $30 of stock for a $500 deposit up to $1,000 of stock for a $100,000 deposit. You must keep average daily assets above your tier for 60 consecutive days, and the two top tiers add 120 and 180 day windows.
Not immediately without losing the reward. Rewards stay conditional until you complete the maintenance period for your tier, which is at least 60 days of holding average assets above the deposit threshold. Withdraw early and the bonus is forfeited. After the requirements are met, the stock is yours to hold or sell.
In the US, yes. Bonus stock counts as reportable income and Moomoo issues Form 1099 documents to US taxpayers with reportable activity. Check with a tax professional for your situation.
It is real but temporary. The standing Cash Sweep base rate was 3.35% APY as of late 2025. Higher advertised figures combine that base with a promotional booster for new customers on a capped balance for a limited period. After the booster expires you earn the base rate.
Yes, substantially. The US offer is deposit-tiered NVIDIA stock, Australia grants a count of free shares for AUD deposit tiers, and Singapore's campaign offered rewards worth up to S$1,200. Each regional entity publishes its own terms, and only your local offer applies to you.