Stash deposits a $5 bonus into a new UGMA/UTMA custodial account (Kids Portfolio) opened through the offer. No deposit is required, but the account must stay open for 90 days and the money belongs to the child.
Researched and rated by the BrokerBonuses editorial team · Last verified 2026-07-03 · How we rate
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Availability
Checking availability…The catch
No deposit, turnover, or investment requirement applies; the only bonus-specific gate is that the custodial account must remain open for the entire 90-day period to receive the funds. The real lock is the account type: UGMA/UTMA money legally belongs to the minor, so neither the bonus nor any gains can be withdrawn by the adult who opened the account, and the child can only access the money on reaching the age of majority in their state. Stash may treat the bonus as taxable income and can recover it if the account was opened fraudulently or in breach of its advisory agreement.
How to claim
- Open a Stash custodial account (Kids Portfolio) through the bonus offer link or in-app offer; custodial accounts require The Stash Plan ($12/month)
- Complete the account opening process and agree to all required agreements
- Acknowledge that money in the custodial account belongs to the minor and can only be withdrawn when they come of age
- Stash posts the $5 bonus into the account, typically within 10 days of completing the requirements
- Keep the account open for the full 90-day period to receive the bonus funds
Full review
Stash runs a bonus for opening a custodial account, the UGMA/UTMA product it markets as a Kids Portfolio. Complete the account opening process through the offer, agree to the required agreements, and Stash deposits the bonus into the new account, typically within 10 days.
The terms require no minimum deposit, which makes this one of the few broker bonuses with no funding requirement at all. Two catches matter. First, the account must remain open for the entire 90-day period to receive the bonus funds, and custodial accounts are only available inside The Stash Plan at $12/month, so three months of mandatory subscription fees (about $36) cost far more than the $5 bonus.
Second, this is a custodial account: the money legally belongs to the minor and can only be withdrawn once they reach the age of majority in their state. You are not collecting $5 for yourself, you are seeding a child's account with it.
The offer is also low-profile. Stash publishes the terms at a dedicated URL and titles them a $5 promo, but the public custodial landing page does not advertise the bonus, and the terms describe the amount as whatever the specific offer message states.
Treat $5 as the standard figure and expect to see the offer inside the Stash app or through targeted signup links. The bonus cannot be combined with other offers, is limited to US residents, and may be treated as taxable income.
Stash can recover the funds if the account was opened with inaccurate information or in breach of its advisory agreement.
Pros
- +No minimum deposit or investment required, the bonus posts for completing account opening
- +Automatic crediting, no promo code or claim step
- +A free head start on a child's investment account, with fractional shares from $5
Cons
- −Custodial accounts require The Stash Plan at $12/month, so the mandatory 90-day open period costs about $36 in fees against a $5 bonus
- −The money belongs to the minor; the adult opening the account can never withdraw it, and the child must wait until the age of majority
- −The offer is not advertised on Stash's public custodial page; it appears through in-app or targeted offer links, and the terms let Stash set the amount per offer
- −US residents only, cannot be combined with other offers
- −Bonus may be treated as taxable income
$5 with Stash
Now you know the terms. Claim it on the broker's own site.
Sources & verification
We research every bonus from the broker's official pages and re-check it on a 60-day schedule.
Confirmed against official sources: status, Bonus amount, Minimum deposit, Account type, Withdrawal terms, Hold requirement, Eligible countries, prosAndCons.
Broker regulation: SEC (license 8-69908), FINRA (license 287728).
- Bonus terms and conditions: stash.com ↗
- Stash official site: stash.com ↗
Last verified 2026-07-03. Next review within 60 days.